SHOP PAY: Pay over time with Shop Pay Installments

We’re proud to offer more ways to pay. Get what you want in 4 interest-free payments or choose a monthly payment plan when you check out with Shop Pay.

Shop Pay gives you the option to pay in full at checkout, or to pay for your order over time. When available, Shop Pay Installments is a great option to help you maximize your budget for orders between 50 USD and 20,000 USD.

Depending on your purchase amount, there are two ways that you can pay for your order in installments. 

For orders between 50 USD to 999.99 USD, you can split your purchase into four bi-weekly, interest-free installment payments. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.

For orders between 150 USD to 20,000 USD, you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time.

After you make your first payment at checkout, you'll be charged either biweekly or monthly, depending on the installment payment option you chose. You'll be reminded by email and SMS text (if applicable) before each payment is charged to your card. You can also turn on push notifications in the Shop app to be reminded. However, you can't customize your payment schedule. 

How do I use Shop Pay Online? You will get a quick decision, flexible payments, no late fees

Quick decision: Get a real-time decision on your eligibility.

Easy payments Split your purchase into easy bi-weekly or monthly payments.

No surprises No late or hidden fees. 

How it works

1. Add items to your cart (or shopping bag).

2. Check out with Shop Pay.

3. Choose the option to pay in installments.

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.

Where can I find more info about Shop Pay?

For general info about the Shop Pay Installments experience, such as how it works and the purchase flow, email Shop Support.

Shop Pay Installments is powered and serviced by Affirm

Afterpay is a buy-now-pay-later option with no hidden or late fees. Pay at your own pace. 

AFTERPAY: Afterpay offers installment plans for online shoppers: Buy what you want today; pay it in four installments, interest-free.

Afterpay tells you up-front the amount you will pay which will never change over the course of your loan. It will not affect your credit score. 

How do I use Afterpay Online?

Shop as usual, add to cart — just choose "Afterpay" as your payment method at checkout, register with Afterpay and provide payment details (they accept Visa or Mastercard). If you’ve used Afterpay before, just log in to your Afterpay account and complete your order — it’s that easy!

Please note: all items in your shopping bag must be eligible for Afterpay, and the total value must be between $1-$2000.

Prequalify today – it won’t affect your credit score. Then, just choose Affirm at checkout.

Afterpay charges simple interest, not compound interest. And they don’t charge fees of any kind. So you’ll never pay more than you expect.

How it Works

1. add your favorites to your cart

2. select Afterpay at checkout

3. log in to create your Afterpay account, with instant approval decision

4. Your purchase will be split installments.  Choose the option to pay in installments. 

Where can I find more info about Afterpay Online?

Visit the Afterpay website here for a comprehensive list of FAQs. Check out Afterpay’s Privacy Policy here

If you have a question about your Afterpay account or order, please contact Afterpay's customer support at info@afterpay.com or use the contact form here